Finance Tools | TurnetFinance — Free Nigerian Finance Tools
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🧮 Loan Calculator · 📊 Budget Planner · 💰 Salary Breakdown · 📱 Loan App Comparator · 🏙️ Cost of Living Calculator · 🎯 Savings Goal Tracker · 📶 Data Plan Comparator · 🏠 Rent Affordability Checker · 💼 Hustle Income Estimator · 🌍 Dollar Earnings Converter · 🧮 Loan Calculator · 📊 Budget Planner · 💰 Salary Breakdown · 📱 Loan App Comparator · 🏙️ Cost of Living Calculator · 🎯 Savings Goal Tracker · 📶 Data Plan Comparator · 🏠 Rent Affordability Checker · 💼 Hustle Income Estimator · 🌍 Dollar Earnings Converter ·
Free Nigerian Finance Tools

50 Finance Tools
Built for Your Reality

Free calculators, planners, and comparators designed entirely around how Nigerians earn, spend, borrow, and save. No foreign defaults. No guesswork. No paywall.

Starting with 10 tools live now. 40 more already in development. All free forever.

10Live Now
40In Development
50+Total Roadmap
₦0Forever Free

Where We Are Right Now

10 tools are fully live. 40 more are being built and will roll out through 2026 and 2027. Every single tool will remain free forever — no exceptions.

Overall Build Progress 20%
Content live
Tools building
Beta Q3 2026
Full launch Q4 2026
The First 10 Tools

Every Tool Chosen By
Nigerian Search Demand

Each tool covers a money decision real Nigerians face daily. Use the filters to find what you need.

🔍
All Tools (10)
Loans
Budgeting
Income
Cost of Living
Savings
01 / 10
🧮

Loan Calculator

See your exact total repayment, interest cost, and per-period payment before borrowing from any Nigerian loan app. Supports flat rate and reducing balance.

  • Total repayment and interest breakdown
  • Weekly and monthly payment toggle
  • Full repayment schedule table
  • Smart warning when rates are excessive
LoansInterestRepayment
02 / 10
📊

Monthly Budget Planner

Enter your monthly income and get a fully built Nigerian budget across rent, food, transport, data, savings, and miscellaneous automatically.

  • Nigerian expense categories built in
  • Surplus and deficit calculator
  • Savings percentage auto-tracker
  • City-adjusted budget suggestions
BudgetExpensesPlanning
03 / 10
💰

Salary Breakdown Tool

Input your gross salary and instantly see your real take-home after PAYE tax, pension, NHF deductions. Compare against your city’s cost of living.

  • PAYE and pension auto-calculation
  • Take-home vs cost of living gap
  • Lagos, Abuja, Port Harcourt data
  • Savings capacity estimator
SalaryTaxTake-Home
04 / 10
📱

Loan App Comparator

Compare Nigerian loan apps side by side on interest rate, BVN requirements, repayment flexibility, and penalty policies before you commit to borrowing.

  • Interest rate per month comparison
  • BVN and document requirements
  • Repayment flexibility rating
  • Default and penalty policy info
LoansAppsCompare
05 / 10
🏙️

Cost of Living Calculator

Pick your Nigerian city and lifestyle type for a realistic monthly cost estimate built on current market prices — not outdated or foreign data.

  • Rent, food, transport, data covered
  • Single vs family household modes
  • City to city comparison
  • Updated with current Nigerian prices
Living CostLagosCities
06 / 10
🎯

Savings Goal Tracker

Set a savings target and deadline, enter your monthly capacity, and get a clear roadmap showing exactly when you will hit your goal and how to stay on track.

  • Goal amount and timeline input
  • Monthly savings requirement calculator
  • Progress milestone view
  • PiggyVest and Cowrywise comparison
SavingsGoalsPlanning
07 / 10
📶

Data Plan Comparator

Compare MTN, Airtel, Glo, and 9mobile data plans by price, data size, validity, and real value for your daily usage pattern to find the best deal.

  • All four major networks covered
  • Price per GB calculator
  • Validity and rollover comparison
  • Best plan by usage type
DataNetworksMTN
08 / 10
🏠

Rent Affordability Checker

Enter your monthly income and see the rent range you can realistically afford without stretching your finances — and what remains after paying it.

  • Rent to income ratio calculator
  • Area and city price benchmarks
  • Safe vs risky rent range indicator
  • What is left after rent breakdown
RentHousingLagos
09 / 10
💼

Side Hustle Income Estimator

Select your hustle type and experience level to get a realistic monthly income projection based on Nigerian market rates — not inflated social media figures.

  • 20+ Nigerian hustle types covered
  • Beginner to experienced projections
  • Time vs income comparison
  • Scale potential indicator
Side HustleIncomeFreelance
10 / 10
🌍

Dollar Earnings Converter

Enter your freelance or remote work rate in dollars and instantly see your monthly naira value with Payoneer/Wise fee deductions and living expense context.

  • Real-time dollar to naira conversion
  • Monthly and annual naira projection
  • Cost of living gap analysis
  • Payoneer and Wise fee deductions
DollarFreelanceRemote

40 More Tools Already
in the Pipeline

This is just Phase 1. 50 total tools are on the TurnetFinance roadmap — rolling out through 2026 and 2027. Every tool will be free.

Phase 1 — Complete

Content Foundation

40+ articles live. SEO structure built. Nigerian finance topics fully covered.

Done
Phase 2 — In Progress

First 10 Tools Live

All 10 tools are live. Remaining 40 now in active development.

In Progress
🧪
Phase 3 — Q3 2026

Beta Testing Next Batch

Waitlist members get early access to the next set of tools before public launch.

Upcoming
🚀
Phase 4 — 2027

Full 50-Tool Platform

All 50 tools live, free, and available to every Nigerian with internet access.

Long-term

Tools Already Planned for Future Batches

Business Revenue Calculator School Fees Planner Car Ownership Cost Tool Relocation Cost Estimator Emergency Fund Calculator Debt Payoff Planner Investment Returns Calculator Market Price Checker Fuel Cost Calculator Generator Cost Tracker CGPA Calculator Freelance Rate Calculator Tax Filing Estimator Naira Inflation Tracker Crypto to Naira Converter Business Startup Cost Planner Tuition Scholarship Estimator Food Budget Calculator Transport Cost Planner + 21 more tools coming →
Why Every Tool Is Free

Understanding Your Money Should
Not Cost You Money

TurnetFinance was built on one conviction — every Nigerian deserves access to financial clarity, regardless of income level.

01

No Paywalls. Ever.

Every tool on TurnetFinance is free to use. No subscription, no trial period, no premium tier. Free means free.

02

Built Around Nigerian Numbers

Not foreign defaults. Not generic formulas. Every calculation uses Nigerian prices, Nigerian tax rates, and Nigerian app data.

03

No App Download Required

Everything runs directly in your browser. Open a tool, use it, get your result. No accounts, no installs, no friction.

04

Built by Nigerians

This platform was built by a young Nigerian who understood the problem firsthand. Every tool reflects that context.

🚀

Get Notified When New Tools Drop

Join the waitlist and we will notify you the moment each new tool goes live. Waitlist members also get early beta access before public launch.

No spam. No packaging. Unsubscribe anytime.