Cost of Living Calculator

Select your city and lifestyle to get your estimate

Select Your City

Lifestyle

Household Type

Lifestyle Adjustments

🚗 I own or rent a car

🎓 I am a student

👨‍👩‍👧 I support family members

🏥 Include private healthcare

Your Monthly Income (optional) Not set

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Lagos

Lagos State · Moderate lifestyle · Single

Estimated Monthly Cost

₦0

Based on 2026 market prices

Expense Breakdown

Spending Distribution — Visual

🔄 City Cost Comparison

How your selected city compares to other major Nigerian cities

💚

Salary vs Cost of Living

🛒 Current Market Prices

Reference prices in Lagos — May 2026

🎯 How to Reduce Your Cost of Living

How to Use This Tool

Choose Your City

Select from 6 Nigerian cities. Prices are calibrated to each city’s 2026 market.

Set Your Lifestyle

Budget (minimal), Moderate (average), or Comfortable (above average living).

Select Household Type

Single, couple, or family. Costs scale accordingly across all categories.

Add Your Income

Optional but powerful — see exactly how much your salary covers or falls short.

Compare Cities

Results include a full city-to-city comparison so you can see where to stretch your money further.

💡 Nigerian Living Cost Realities

Rent changes everything. Moving from Lekki to Ojota in Lagos can save ₦40,000–₦80,000 monthly in rent alone — enough to save meaningfully.

Food inflation is real. Nigerian food prices increased by 40%+ between 2023 and 2026. Your 2023 food budget no longer applies.

Transport compounds quickly. If you commute daily in Lagos, you may spend more on transport than some cities charge for rent.

Generator fuel is a hidden tax. In Nigeria, your electricity bill is actually your NEPA bill + your generator fuel. Budget both.

Quick City Presets

Tap to auto-fill and calculate

Lagos — Average Single

Moderate lifestyle

~₦185k

Abuja — Comfortable Couple

Comfortable lifestyle

~₦420k

Port Harcourt — Budget

Single, budget lifestyle

~₦105k

Ibadan — Family

Moderate lifestyle

~₦195k

Kano — Budget Single

Budget lifestyle

~₦75k

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Nigerian Cost of Living Calculator