Budget Planner
Fill in your details to get your full breakdown
Your City
Household Type
Monthly Income
₦150,000
₦
₦20k₦2M
Side Income (optional)
₦0
₦
Budget Method
50/30/20 Rule: 50% needs (rent, food, transport), 30% wants (data, entertainment), 20% savings. The internationally recommended standard.
Lifestyle Adjustments
Monthly Income
₦0
Budget Health
Monthly Surplus
₦0
Budget Breakdown — Visual
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📊 Your Budget vs Nigerian Average
| Category | Your Budget | Recommended % | Status |
|---|
How to Use This Tool
1
Select Your City
Lagos, Abuja, or Port Harcourt. Prices are calibrated for each city’s current market.
2
Enter Your Income
Use your take-home pay (after tax). Add any side income separately.
3
Choose a Budget Method
50/30/20 is the global standard. 70/20/10 is more realistic for lower incomes.
4
Adjust Lifestyle Factors
Car ownership, family dependants, active loan — each adjusts the budget automatically.
5
Build and Share
Your full breakdown appears instantly. Save as HD image or share directly.
Quick Income Presets
Tap any preset to auto-fill and calculate
Entry Level
Lagos · NYSC/Graduate
₦50,000
Mid-Level
Lagos · 2–5 years exp
₦100,000
Standard Lagos
Lagos · Typical salary
₦150,000
Mid Abuja
Abuja · Government/NGO
₦250,000
Senior Level
Lagos · Tech/Finance
₦500,000