Cost of Living Calculator
Select your city and lifestyle to get your estimate
Expense Breakdown
🔄 All-City Cost Comparison
Same lifestyle & household — sorted cheapest to most expensive
🛒 Current Market Prices
How to Use This Tool
Choose Your City
Select from 10 Nigerian cities, each calibrated with 2025–2026 price data.
Set Lifestyle Tier
Budget (minimal), Moderate (average Nigerian), or Comfortable (above-average).
Select Household Type
Single, couple, or family. All cost categories scale accordingly.
Enter Your Income
See exactly how much your salary covers or falls short.
Compare All 10 Cities
Find where your money stretches furthest across Nigeria.
💡 2026 Nigerian Living Cost Realities
Rent is the biggest lever. Moving from Lagos Island to Lagos Mainland can save ₦40,000–₦100,000 monthly in rent alone.
Food inflation hit hard. Nigerian food prices rose 50–80% between 2023 and 2025. Your 2023 food budget is completely obsolete.
Transport compounds quietly. A Lagos Island daily commuter can spend ₦15,000–₦25,000/month — more than some cities’ entire rent.
Generator fuel is a hidden monthly tax. Budget ₦8,000–₦20,000/month depending on location and grid stability.
Quick City Presets
Tap any to auto-fill and calculate instantly
