Free calculators, planners, and comparators designed entirely around how Nigerians earn, spend, borrow, and save. No foreign defaults. No guesswork. No paywall.
Starting with 12 tools live now. 38 more already in development. All free forever.
12 tools are fully live. 38 more are being built and will roll out through 2026 and 2027. Every single tool will remain free forever — no exceptions.
Each tool covers a money decision real Nigerians face daily. Use the filters or search to find what you need.
See your exact total repayment, interest cost, and per-period payment before borrowing from any Nigerian loan app. Supports flat rate and reducing balance.
Enter your monthly income and get a fully built Nigerian budget across rent, food, transport, data, savings, and miscellaneous automatically.
Input your gross salary and instantly see your real take-home after PAYE tax, pension, NHF deductions. Compare against your city’s cost of living.
Compare Nigerian loan apps side by side on interest rate, BVN requirements, repayment flexibility, and penalty policies before you commit to borrowing.
Pick your Nigerian city and lifestyle type for a realistic monthly cost estimate built on current market prices — not outdated or foreign data.
Set a savings target and deadline, enter your monthly capacity, and get a clear roadmap showing exactly when you will hit your goal and how to stay on track.
Compare MTN, Airtel, Glo, and 9mobile data plans by price, data size, validity, and real value for your daily usage pattern to find the best deal.
Enter your monthly income and see the rent range you can realistically afford without stretching your finances — and what remains after paying it.
Select your hustle type and experience level to get a realistic monthly income projection based on Nigerian market rates — not inflated social media figures.
Enter your freelance or remote work rate in dollars and instantly see your monthly naira value with Payoneer/Wise fee deductions and living expense context.
Calculate your Cumulative Grade Point Average accurately using the Nigerian university 5-point grading system. Track your academic standing and know exactly where you stand.
Enter your school fees deadline and current savings to build a realistic monthly savings plan that gets you to full payment on time — without panic or last-minute borrowing.
This is just Phase 1. 50 total tools are on the TurnetFinance roadmap — rolling out through 2026 and 2027. Every tool will be free.
100+ articles live. SEO structure built. Nigerian finance topics fully covered.
DoneAll 12 tools are live including the new CGPA Calculator and Tuition Planner. Remaining 38 now in active development.
In ProgressWaitlist members get early access to the next set of tools before public launch.
UpcomingAll 50 tools live, free, and available to every Nigerian with internet access.
Long-termTurnetFinance was built on one conviction — every Nigerian deserves access to financial clarity, regardless of income level.
Every tool on TurnetFinance is free to use. No subscription, no trial period, no premium tier. Free means free.
Not foreign defaults. Not generic formulas. Every calculation uses Nigerian prices, Nigerian tax rates, and Nigerian app data.
Everything runs directly in your browser. Open a tool, use it, get your result. No accounts, no installs, no friction.
This platform was built by a young Nigerian who understood the problem firsthand. Every tool reflects that context.
Join the waitlist and we will notify you the moment each new tool goes live. Waitlist members also get early beta access before public launch.
No spam. No packaging. Unsubscribe anytime.